[{"_path":"/products/pembiayaan-mobil.en","_dir":"products","_draft":false,"_partial":false,"_locale":"","info_title":"Car Loan from Sinarmas Hana Finance","detail_title":"Car Financing","info_image":"/images/uploads/mobil-3.png","info_description":"Sinarmas Hana Finance, as one of Indonesia's financing companies, offers customers the convenience of owning new and used vehicles (cars or motorcycles) of various brands with easy credit terms, long tenors, competitive financing rates, and a secure vehicle registration certificate (BPKB) storage system. Sinarmas Hana Finance will always be there to provide a variety of products and services tailored to consumer needs and deliver a profitable experience for its customers. ","detail_image":"/images/uploads/mobil-2.jpg","detail_description":"Financing for the purchase of new and used four-wheeled motor vehicles from dealers/showrooms/individual sellers, both for personal and business purposes, with a financing period of 1 to 4 years and a fixed interest rate.","lang":"en","category":"financing","order":1,"simulasi_link":"/simulasi-kredit","requirements":[{"type":"Employee","list":["ID card (KTP) of the applicant and husband/wife","Family Card & Marriage Certificate","Employment Certificate","Salary Slips ","NPWP p.p (On Behalf Of) Applicant/SPT PPh 21 ","Savings/Giro account for the last 3 months","Proof of Home Ownership"]},{"type":"Self-employed","list":["ID card (KTP) of the applicant and husband/wife ","Family Card & Marriage Certificate","Employment Certificate","Salary Slips","NPWP p.p (On Behalf Of) Applicant/SPT PPh 21 ","Savings/Giro account for the last 3 months","Financial Report for the last 2 years ","Proof of Home Ownership"]},{"type":"Professional","list":["ID card (KTP) of the applicant and husband/wife ","Family Card & Marriage Certificate ","Employment Certificate","Salary Slips","NPWP p.p (On Behalf Of) Applicant/SPT PPh 21 ","Savings/Giro account for the last 3 months","Copy of License to Practice ","Proof of Home Ownership"]}],"simulasi_caption":"Total Down Payment & Installment Budget Simulation","detail_btn_color":"#1ea19c","hero_image":"/images/uploads/car.png","title":"Car Financing","short_description":"Financing for the purchase of new and used four-wheeled motor vehicles from dealers/showrooms/individual sellers, both for personal and business purposes, with a financing period of 1 to 4 years and a fixed interest rate.","hero_color":"#1ea19c","_id":"content:products:pembiayaan-mobil.en.json","_type":"json","_source":"content","_file":"products/pembiayaan-mobil.en.json","_stem":"products/pembiayaan-mobil.en","_extension":"json"},{"_path":"/products/pembiayaan-mobil.id","_dir":"products","_draft":false,"_partial":false,"_locale":"","info_title":"Kredit Kendaraan Bermotor Sinarmas Hana Finance","detail_title":"Pembiayaan Kendaraan Bermotor - Mobil","info_image":"/images/uploads/mobil-3.png","info_description":"Sinarmas Hana Finance sebagai salah satu perusahaan pembiayaan di Indonesia menawarkan kemudahan bagi para pelanggan untuk memiliki kendaraan baru dan bekas (mobil atau motor) berbagai merek dengan persyaratan kredit yang mudah, tenor yang panjang, bunga pembiayaan yang bersaing serta sistem penyimpanan BPKB yang aman. Sinarmas Hana Finance akan selalu hadir dengan menyediakan produk dan layanan yang beragam sesuai kebutuhan konsumen dan memberikan pengalaman yang menguntungkan untuk pelanggannya. ","detail_image":"/images/uploads/mobil-2.jpg","detail_description":"Pembiayaan untuk pembelian kendaraan bermotor roda empat baru dan bekas yang berasal dari dealer/showroom/penjual perorangan, baik untuk keperluan pribadi maupun penunjang usaha, dengan jangka waktu pembiayaan mulai 1 hingga 4 tahun dan suku bunga tetap.","lang":"id","category":"financing","order":1,"simulasi_link":"/simulasi-kredit","requirements":[{"type":"Karyawan","list":["KTP Pemohon dan Suami/Istri","Kartu Keluarga & Surat Nikah","Surat Keterangan Kerja","Slip Gaji","NPWP a/n Pemohon/SPT PPh 21 ","Rekening Tabungan/Giro 3 bulan terakhir","Bukti Kepemilikan Rumah"]},{"type":"Wiraswasta","list":["KTP Pemohon dan Suami/Istri ","Kartu Keluarga & Surat Nikah","Surat Keterangan Kerja ","Slip Gaji","NPWP a/n Pemohon/SPT PPh 21","Rekening Tabungan/Giro 3 bulan terakhir ","Laporan Keuangan 2 tahun terakhir ","Bukti Kepemilikan Rumah "]},{"type":"Profesional","list":["KTP Pemohon dan Suami/Istri ","Kartu Keluarga & Surat Nikah","Surat Keterangan Kerja","Slip Gaji","NPWP a/n Pemohon/SPT PPh 21","Rekening Tabungan/Giro 3 bulan terakhir","Copy Ijin Praktik ","Bukti Kepemilikan Rumah"]}],"simulasi_caption":"Simulasi Budget Total DP & Angsuran","detail_btn_color":"#1ea19c","hero_image":"/images/uploads/car.png","title":"Pembiayaan Mobil","short_description":"Pembiayaan untuk pembelian kendaraan bermotor roda empat baru dan bekas yang berasal dari dealer/showroom/penjual perorangan, baik untuk keperluan pribadi maupun penunjang usaha, dengan jangka waktu pembiayaan mulai 1 hingga 4 tahun dan suku bunga tetap.","hero_color":"#1ea19c","_id":"content:products:pembiayaan-mobil.id.json","_type":"json","_source":"content","_file":"products/pembiayaan-mobil.id.json","_stem":"products/pembiayaan-mobil.id","_extension":"json"},{"_path":"/products/pembiayaan-motor.en","_dir":"products","_draft":false,"_partial":false,"_locale":"","info_title":"Motorcycle Loan from Sinarmas Hana Finance","detail_title":"Motorcycle Financing","info_image":"/images/uploads/bmw-motor.png","info_description":"Sinarmas Hana Finance, as one of Indonesia's financing companies, offers customers the convenience of owning new and used vehicles (cars or motorcycles) of various brands with easy credit terms, long tenors, competitive financing rates, and a secure vehicle registration certificate (BPKB) storage system. Sinarmas Hana Finance will always be there to provide a variety of products and services tailored to consumer needs and deliver a profitable experience for its customers. ","detail_image":"/images/uploads/suzuki.png","detail_description":"Financing for the purchase of new and used two-wheeled motorized vehicles from dealers/showrooms/individual sellers, both for personal use and business support, with a financing period ranging from 1 to 4 years and a fixed interest rate.","lang":"en","category":"financing","order":2,"simulasi_link":"/simulasi-kredit","requirements":[{"type":"Employee","list":["ID card (KTP) of the applicant and husband/wife","Family Card & Marriage Certificate","Employment Certificate","Salary Slips ","NPWP p.p (On Behalf Of) Applicant/SPT PPh 21 ","Savings/Giro account for the last 3 months","Proof of Home Ownership"]},{"type":"Self-employed","list":["ID card (KTP) of the applicant and husband/wife ","Family Card & Marriage Certificate","Employment Certificate","Salary Slips","NPWP p.p (On Behalf Of) Applicant/SPT PPh 21 ","Savings/Giro account for the last 3 months","Financial Report for the last 2 years ","Proof of Home Ownership"]},{"type":"Professional","list":["ID card (KTP) of the applicant and husband/wife ","Family Card & Marriage Certificate ","Employment Certificate","Salary Slips","NPWP p.p (On Behalf Of) Applicant/SPT PPh 21 ","Savings/Giro account for the last 3 months","Copy of License to Practice ","Proof of Home Ownership"]}],"special_notes":["Vehicle year: ≥ 2015","Engine capacity: ≥ 250 cc"],"simulasi_caption":"Total Down Payment & Installment Budget Simulation","detail_btn_color":"#ec778b","hero_image":"/images/uploads/motorr.png","title":"Motorcycle Financing","short_description":"Financing for motorcycles for personal and business partners.","hero_color":"#ec778b","_id":"content:products:pembiayaan-motor.en.json","_type":"json","_source":"content","_file":"products/pembiayaan-motor.en.json","_stem":"products/pembiayaan-motor.en","_extension":"json"},{"_path":"/products/pembiayaan-motor.id","_dir":"products","_draft":false,"_partial":false,"_locale":"","info_title":"Kredit Sepeda Motor Sinarmas Hana Finance","detail_title":"Pembiayaan Kendaraan Bermotor - Motor","info_image":"/images/uploads/bmw-motor.png","info_description":"Sinarmas Hana Finance sebagai salah satu perusahaan pembiayaan di Indonesia menawarkan kemudahan bagi para pelanggan untuk memiliki kendaraan baru dan bekas (mobil atau motor) berbagai merek dengan persyaratan kredit yang mudah, tenor yang panjang, bunga pembiayaan yang bersaing serta sistem penyimpanan BPKB yang aman. Sinarmas Hana Finance akan selalu hadir dengan menyediakan produk dan layanan yang beragam sesuai kebutuhan konsumen dan memberikan pengalaman yang menguntungkan untuk pelanggannya.","detail_image":"/images/uploads/suzuki.png","detail_description":"Pembiayaan untuk pembelian kendaraan bermotor roda dua baru dan bekas dari dealer/showroom/penjual individu, baik untuk penggunaan pribadi maupun dukungan bisnis, dengan jangka waktu pembiayaan berkisar antara 1 hingga 4 tahun dan suku bunga tetap.","lang":"id","category":"financing","order":2,"simulasi_link":"/simulasi-kredit","requirements":[{"type":"Karyawan","list":["KTP Pemohon dan Suami/Istri","Kartu Keluarga & Surat Nikah","Surat Keterangan Kerja","Slip Gaji","NPWP a/n Pemohon/SPT PPh 21 ","Rekening Tabungan/Giro 3 bulan terakhir","Bukti Kepemilikan Rumah"]},{"type":"Wiraswasta","list":["KTP Pemohon dan Suami/Istri ","Kartu Keluarga & Surat Nikah","Surat Keterangan Kerja ","Slip Gaji","NPWP a/n Pemohon/SPT PPh 21","Rekening Tabungan/Giro 3 bulan terakhir ","Laporan Keuangan 2 tahun terakhir ","Bukti Kepemilikan Rumah "]},{"type":"Profesional","list":["KTP Pemohon dan Suami/Istri ","Kartu Keluarga & Surat Nikah","Surat Keterangan Kerja","Slip Gaji","NPWP a/n Pemohon/SPT PPh 21","Rekening Tabungan/Giro 3 bulan terakhir","Copy Ijin Praktik ","Bukti Kepemilikan Rumah"]}],"special_notes":["Tahun kendaraan: ≥ 2015","Kapasitas mesin: ≥ 250 cc"],"simulasi_caption":"Simulasi Budget Total DP & Angsuran","detail_btn_color":"#ec778b","hero_image":"/images/uploads/motorr.png","title":"Pembiayaan Sepeda Motor","short_description":"Pembiayaan sepeda motor untuk kebutuhan personal dan mitra usaha.","hero_color":"#ec778b","_id":"content:products:pembiayaan-motor.id.json","_type":"json","_source":"content","_file":"products/pembiayaan-motor.id.json","_stem":"products/pembiayaan-motor.id","_extension":"json"},{"_path":"/products/refinancing-product.en","_dir":"products","_draft":false,"_partial":false,"_locale":"","info_title":"Refinancing from Sinarmas Hana Finance","detail_title":"Refinancing from Sinarmas Hana Finance","info_image":"/images/uploads/refinancing2.png","info_description":"Refinancing, or Business Capital Facilities (for productive activities) and Fund Facilities (for consumptive activities), are financing products from Sinarmas Hana Finance with collateral in the form of vehicle ownership documents (BPKB) (cars, motorcycles, or pick-ups). These facilities can be used for various purposes, ranging from business development, additional working capital, to personal needs.\n\nThis program is available to all customers with a simple, fast, and secure process, allowing you to obtain funds without disrupting the daily use of your vehicle.","detail_image":"/images/uploads/refinancing2.png","detail_description":"Refinancing, or Business Capital Facilities (for productive activities) and Fund Facilities (for consumptive activities), are financing products from Sinarmas Hana Finance with collateral in the form of vehicle ownership documents (BPKB) (cars, motorcycles, or pick-ups). These facilities can be used for various purposes, ranging from business development, additional working capital, to personal needs.\n\nThis program is available to all customers with a simple, fast, and secure process, allowing you to obtain funds without disrupting the daily use of your vehicle.","lang":"en","order":2,"simulasi_link":"/simulasi-kredit","requirements":[{"type":"Employee","list":["Applicant's ID Card and Spouse's ID Card","Family Card & Marriage Certificate (if married)","Proof of Home Ownership (PBB/Certificate/Sale and Purchase Deed)","Savings Account/Bank Statement for the last 3 months","Telephone/PLN/PDAM Bill","Latest Pay Slip/Income Statement","Tax ID number / Nomor Pokok Wajib Pajak (NPWP)"]},{"type":"Self-employed","list":["Applicant's ID Card and Spouse's ID Card ","Family Card & Marriage Certificate (if married)","Proof of Home Ownership (PBB/Certificate/Sale and Purchase Deed)","Savings Account/Bank Statement for the last 3 months","Telephone/PLN/PDAM Bill","Business License (SIUP)/TDP/SITU/SKU","Tax ID number /Nomor Pokok Wajib Pajak (NPWP)","Invoices/Bookkeeping Records"]},{"type":"Professional","list":["Applicant's ID Card and Spouse's ID Card ","Family Card & Marriage Certificate (if married)","Proof of Home Ownership (PBB/Certificate/Sale and Purchase Deed)","Savings Account/Bank Statement for the last 3 months","Telephone/PLN/PDAM Bill","Practice License","Tax ID number /Nomor Pokok Wajib Pajak (NPWP)"]}],"simulasi_caption":"Total Down Payment & Installment Budget Simulation","detail_btn_color":"#ec778b","hero_image":"/images/uploads/refinancing2.png","title":"Refinancing","short_description":"Refinancing for business partners.","special_notes":["Passenger Cars","Motorcycles","Pick-up Vehicles"],"category":"refinancing","hero_color":"#ec778b","_id":"content:products:refinancing-product.en.json","_type":"json","_source":"content","_file":"products/refinancing-product.en.json","_stem":"products/refinancing-product.en","_extension":"json"},{"_path":"/products/refinancing-product.id","_dir":"products","_draft":false,"_partial":false,"_locale":"","info_title":"Refinancing Sinarmas Hana Finance","detail_title":"Refinancing Sinarmas Hana Finance","info_image":"/images/uploads/refinancing2.png","info_description":"Refinancing, atau Fasilitas Modal Usaha (untuk kegiatan produktif) dan Fasilitas Dana (untuk kegiatan konsumtif), adalah produk pembiayaan dari Sinarmas Hana Finance dengan jaminan berupa dokumen kepemilikan kendaraan (BPKB) (mobil, motor, atau pick-up). Fasilitas ini dapat digunakan untuk berbagai keperluan, mulai dari pengembangan usaha, modal kerja tambahan, hingga kebutuhan pribadi.\n\nProgram ini tersedia untuk semua pelanggan dengan proses yang sederhana, cepat, dan aman, memungkinkan Anda mendapatkan dana tanpa mengganggu penggunaan harian kendaraan Anda.","detail_image":"/images/uploads/refinancing2.png","detail_description":"Refinancing, atau Fasilitas Modal Usaha (untuk kegiatan produktif) dan Fasilitas Dana (untuk kegiatan konsumtif), adalah produk pembiayaan dari Sinarmas Hana Finance dengan jaminan berupa dokumen kepemilikan kendaraan (BPKB) (mobil, motor, atau pick-up). Fasilitas ini dapat digunakan untuk berbagai keperluan, mulai dari pengembangan usaha, modal kerja tambahan, hingga kebutuhan pribadi.\n\nProgram ini tersedia untuk semua pelanggan dengan proses yang sederhana, cepat, dan aman, memungkinkan Anda mendapatkan dana tanpa mengganggu penggunaan harian kendaraan Anda.","lang":"id","order":2,"simulasi_link":"/simulasi-kredit","requirements":[{"type":"Karyawan","list":["KTP Pemohon dan Suami-Istri","Kartu Keluarga & Akta Nikah (jika sudah menikah)","Bukti Kepemilikan Rumah (PBB/Sertifikat/Akta Jual Beli Rumah)","Rek. Tabungan/Rek. Koran 3 bulan terakhir","Rek. Telepon/PLN/PDAM","Slip Gaji Terakhir/Surat Ket. Penghasilan","Nomor Pokok Wajib Pajak (NPWP)"]},{"type":"Wiraswasta","list":["KTP Pemohon dan Suami-Istri ","Kartu Keluarga & Akta Nikah (jika sudah menikah)","Bukti Kepemilikan Rumah (PBB/Sertifikat/Akta Jual Beli Rumah)","Rek. Tabungan/Rek. Koran 3 bulan terakhir","Rek. Telepon/PLN/PDAM","Surat izin Usaha (SIUP)/TDP/SITU/SKU","Nomor Pokok Wajib Pajak (NPWP)","Nota-nota/Catatan Pembukuan"]},{"type":"Profesional","list":["KTP Pemohon dan Suami-Istri ","Kartu Keluarga & Akta Nikah (jika sudah menikah)","Bukti Kepemilikan Rumah (PBB/Sertifikat/Akta Jual Beli Rumah)","Rek. Tabungan/Rek. Koran 3 bulan terakhir","Rek. Telepon/PLN/PDAM","Surat Izin Praktek","Nomor Pokok Wajib Pajak (NPWP)"]}],"simulasi_caption":"Simulasi Budget Total DP & Angsuran","detail_btn_color":"#ec778b","hero_image":"/images/uploads/refinancing2.png","title":"Pembiayaan","short_description":"Pembiayaan untuk kebutuhan mitra usaha.","special_notes":["Mobil Penumpang","Motor","Pick-up"],"category":"refinancing","hero_color":"#ec778b","_id":"content:products:refinancing-product.id.json","_type":"json","_source":"content","_file":"products/refinancing-product.id.json","_stem":"products/refinancing-product.id","_extension":"json"}]