EN 
ID BPKB COLLECTION
The requirements for collecting the BPKB are:
- Collection of BPKB by the consumer themselves.
Collection of BPKB is carried out by the consumer whose name is listed on the Consumer Financing Agreement:
- Attach the original valid ID Card/Passport with the same data.
- Attach a statement letter for different address/different name/different place & date of birth/different signature, if there are data differences with the original ID Card/Passport at the time of credit application.
- Attach proof of early repayment receipt or final installment payment receipt (normal payment).
- Collection of BPKB by authorized individual.
If appointing a representative/authorizer to collect BPKB on behalf of a loan at PT Sinarmas Hana Finance:
Requirements for BPKB collection that is represented/authorized to be collected by another party are:
- Submit the original power of attorney according to Sinarmas Hana Finance format with a stamp duty (Rp 10,000,-) from the consumer to the authorized person.
- The authorized person must be legally competent (minimum age of 21 years or married).
- If the consumer is abroad, submit the original power of attorney according to PT Sinarmas Hana Finance format and must be legalized by a Public Notary and the Indonesian Embassy of the respective country.
- Data on the power of attorney must match the attached ID Card/passport(name, title, address must match the identity).
- Attach the original valid ID Card/passport in the name of the consumer (grantor) and the authorized person.
- Attach a statement letter for different address/different name/different place & date of birth/different signature, if there are data differences with the original ID Card/passport at the time of credit application.
- Attach proof of original early repayment receipt or the original receipt of the final installment payment (normal completion).
- The authorizer must sign the power of attorney on the stamp duty (Rp.10,000). The signature of the authorizer on the power of attorney must match the signature on the attached original identity document.
- The authorized representative must sign the same power of attorney, adjacent to the signature of the grantor.
- The grantor (consumer) must be able to be confirmed by telephone by PT Sinarmas Hana Finance officers.
- The validity period of the power of attorney is 30 calendar days from the date of creating the power of attorney.
To download the power of attorney below
To download the statement letter below
- Collection of BPKB by heirs.
If the consumer's BPKB collection is authorized by designated heirs.
Authorization may only be given to heirs listed in the Certificate of Inheritance and evidenced by the following heir documents:
- Legal husband/wife according to law, proven by Marriage Certificate/Marriage Book.
- Consumer's legal child according to law, proven by Birth Certificate or Child Adoption Letter issued by the Civil Registration Office.
- Blood relatives in a straight line upward/downward to the third degree (parents, children, and grandchildren) or blood relatives in a collateral line (siblings), proven by Birth Certificate.
Provisions for Heirs listed in the Certificate of Inheritance with legally competent criteria as follows:
- The criteria for legal competence is a minimum age of 21 years or has been married.
- If the heir is not yet legally competent, they can be represented by biological parents along with a Guardian Declaration Letter from the biological parents.
- If the heir is not yet legally competent and does not have biological parents, a Court Determination regarding Guardianship (Guardian) is required.
Requirements for BPKB collection carried out by all heirs of the consumer are:
- Original Identity Cards of all heirs.
- Original Death Certificate issued by the Civil Registration Official or Death Certificate issued by the village office.
- Original Family Card of the Consumer.
- Original Marriage Certificate / Marriage Book (with the spouse who co-signed the Financing Agreement) applicable for husband / wife collecting the BPKB.
- Submit the Original Certificate of Inheritance from the village office or notary.
- The validity period of the power of attorney is 30 calendar days from the date of creating the power of attorney.
Requirements for BPKB collection carried out by one of the consumer's heirs are:
- Original Identity Cards of all heirs.
- Original Death Certificate issued by the Civil Registration Official or Death Certificate issued by the village office.
- Original Family Card of the Consumer.
- Original Marriage Certificate / Marriage Book / Marriage Confirmation Decree (with the spouse who co-signed the Financing Agreement) applicable for husband / wife collecting the BPKB.
- Submit the Original Certificate of Inheritance from the village office or notary.
- Original Power of Attorney for BPKB Collection that has been legalized by a notary or Original private Power of Attorney with Rp 10,000 stamp duty signed by the heir / all heirs to one or more of the consumer's heirs collecting the BPKB.
- The validity period of the power of attorney is 30 calendar days from the date of creating the power of attorney.
Documents You Will Receive When Collecting BPKB
PT Sinarmas Hana Finance will hand over the BPKB and documents that belong to you, once you have completed all obligations related to your vehicle loan at PT Sinarmas Hana Finance.
Information on BPKB Storage Fees
PT Sinarmas Hana Finance will charge a BPKB storage fee calculated from the 31st calendar day from the date of full payment until the date of BPKB collection in accordance with applicable regulations (amounts may change at any time without prior notice). It is best to collect your BPKB within a maximum period of 30 calendar days from the date of your vehicle loan settlement at PT Sinarmas Hana Finance.
You can collect the BPKB 1 day after all obligations have been fully paid. On the 31st calendar day and beyond after the final installment payment if you have not collected your BPKB, you will be charged a BPKB storage fee of Rp 5,000,- per day (amounts may change at any time without prior notice).
