As part of our commitment to enhancing financial literacy and market understanding, PT Sinarmas Hana Finance (SHF) once again presents the Monthly Sector Report, providing insights into key developments across various industries that may impact business sustainability and strategic decision-making.

In this edition, the report highlights several important sectors closely related to SHF's business ecosystem:

• Mining Sector – The Indonesian mining sector is expected to continue growing in 2026, supported by stable commodity demand and strengthened governance through the implementation of RKAB regulations.

• Heavy Equipment Sector – Demand for heavy equipment continues to be driven by mining and infrastructure development activities, while rising costs of new units are potentially boosting demand for used heavy equipment.

• Used Car Market – The used car market maintains positive prospects as a more affordable alternative amid changes in automotive policies and the development of electric vehicles.

To explore a more comprehensive analysis of these sectors, we invite you to read the full Monthly Sector Report.

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See you in the next edition with more exciting insight!

New Action, Greater Hana