As part of our commitment to enhancing financial literacy and market understanding, PT Sinarmas Hana Finance (SHF) once again presents the Monthly Sector Report, providing insights into key developments across various industries that may impact business sustainability and strategic decision-making.

In this edition, the report highlights several key sectors related to SHF’s business ecosystem:

• Mining Sector – Indonesia's mining industry is expected to remain on a positive growth trajectory, supported by stable commodity demand, regulatory certainty, and the continued implementation of downstream development initiatives that encourage long-term investment.
• Heavy Equipment Sector – The heavy equipment sector continues to show promising prospects, driven by ongoing mining activities and demand from various industries. Despite challenges such as rising operating costs and production restrictions, growth opportunities remain supported by the industry's investment cycle.
• Used Car Market – The used car market continues to offer positive prospects amid rising new vehicle prices and changing consumer preferences. Increasing ownership costs for conventional vehicles are driving demand for more affordable used cars, while also accelerating interest in electric and hybrid vehicles as more efficient transportation alternatives.

To explore a more comprehensive analysis of these sectors, we invite you to read the full Monthly Sector Report.

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See you in the next edition with more exciting insight!

New Action, Greater Hana